Learn how these federal agencies safeguard your deposits at credit unions and banks, offering protection up to $250,000 per account holder.

Top certificates of deposit (CDs) are paying annual percentage yields (APYs) of over 5.00% right now. That makes them attractive savings vehicles for people who are willing to tie up funds for a set ...

Due to economic stimulus measures enacted in response to the pandemic, deposit growth outpaced Deposit Insurance Fund growth in recent years, shrinking the ratio of DIF funds to total insured deposits ...

Bank networks, such as IntraFi Network Deposits and Impact Deposits Corp., can help spread excess deposits across multiple FDIC-insured banks for maximum coverage. Opening accounts with different ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured bank, ...

Banks would charge ordinary customers to cover deposits from $250,000 to $10M in a massive wealth transfer from ordinary ...

SAN FRANCISCO (KGO) -- The Federal Deposit Insurance Corporation, or FDIC, this week announced proposed reforms to their deposit insurance program. It comes in the wake of a series of bank failures -- ...

The Federal Deposit Insurance Corporation on Monday endorsed raising the deposit insurance limit for businesses following high-profile bank failures that prompted regulators to cover billions of ...

The Federal Reserve and FDIC updated asset-size thresholds for CRA evaluations of banks, effective from January 1, 2026.